MinStore.com

They said they would raise my credit score within short time with quick fire techniques.

New changes made in FICO score calculation logic.

The Credit Rating Agencies, the Collection Agent or the Credit Card Company.

So I already knew what didn't work.

Then I started testing those, blending with my Own developed techniques.

Finally, I decided to clean my credit report on my own.

Being frustrated I decided to outsource and hand it to ' so called experts' .

I started from scratch, visited some expert friends whom I knew from childhood and did get some help from them.

These softwares drafted pre formatted letters.

Credit Repair Companies: I landed up with some Credit repair company that took a huge amount to give some short cuts.

So one was never sure wether they were correct.

The new system, called "FICO Risk Score, Classic 08," is supposed to present a....

By some estimates, 2 trillion dollars worth of consumer credit will disappear by 2010.

Much Worse thing happened, one day I woke up with a EVEN WORSE Score than I had before.

Banks are also unilaterally closing accounts to reduce open lines and cut managerial expenses.

Banks have also increased the APR from 11% to 18 % in some cases.

Believe me, it was a NEVER ENDING LOOP .

Year 2009, Dawn of Hard Times and Radical Changes to Credit Score Rating Calculation Balance Chasing It involves banks cutting credit lines, in one reported case from 19,000$ to 300$.

Much worse, I didn't know whom to contact.

My credit report looked pathetic, I had lost time and more important thousands of Dollars which I had taken on credit.

The algorithm used by these softwares was not updated as per the FICO algorithm.

The EXACT same techniques helped me reach a score above 740 PLUS .

I built Strategies talking to People who had success in improving their own rating all by themselves.

Simulation Softwares: What More, I even tried some Credit Score improve SOFTWARES that predicted a probable Credit score.